To live a frugal life doesn’t necessarily mean to live without, but it’s around re-training your brain to do your normal in a different way.

  1. Think About Your Future! Setting the rights goals and having a purpose to save money can help you stay committed to developing and maintaining your new frugal habits.
  2. Use Everything Up! Don’t be wasteful. For an example, when dish soap gets super low, add water and shake up. You will be surprised how much longer it will last and still be effective in cleaning!
  3. Ask Yourself If You Really Need Something Before Buying. I got into the habit of continually second guessing what I put in my cart. Do I really need another cute stripe shirt? Do I really need that pack of oreos? Do I really need to pay $7 for a car wash? These are things that are not necessary and should be on the chopping block when it comes to saving money.
  4. Reduce, Reuse, Recycle. One way to look at being frugal is that you are also being good to our planet. Take in less, reuse and recycle. Whether it’s creating a compost pile to create nutritional soil for your yard or getting crafty with tin cans. There are tons of DIY projects you can find on Pinterest to repurpose old thing into new things. Go shopping at thrift stores and yard sales for clothes, toys and furniture.
  5. Meal Plan. This is something I’m still working on but planning your meals for the week can save you tons of money and time! Plan your meals around healthy foods that are on sale that week at your grocery store, use coupons and only buy what is on your list. Plan, Plan, Plan! Prep, Prep, Prep! Enjoy!
  6. Grow Your Own Veggies and Herbs. Use the nutritional soil from your compost pile that you learned how to make in step 4 and grow some of your own food! Don’t be intimidated! Start with easy to grow vegetables and herbs first. My favorites are always the cucumbers, green peppers, zucchini and tomatoes. They grow abundantly!
  7.  Have An Emergency Fund. Wouldn’t it feel great to have a buffer between you and the curveballs life throws at you—a buffer that helps you sleep soundly at night because it turns a crisis into an inconvenience? Learn more here.
  8. Repair and Reuse Rather Than Replace. Before throwing out something that isn’t working, check to see how much it will cost to get fix. In most cases, it cheaper to fix than to replace.
  9. Cook and Bake from Scratch. Anyone who eats out knows how expensive it can be, especially if you do it often. Even buying prepared meals or already cut fruit and veggies at the grocery store can be expensive, needless to say, cut the middleman out!
  10. Make What You Can. Use any skills that yourself, friend or family member has to help make whatever is needed in your household. YouTube is great for tutorials! I used YouTube to make my own fire pit in the backyard.
  11. Don’t Believe the Advertisements. That is their job! To make you believe you need their product. Don’t fall for the trap!
  12. Don’t Spend More Than You Have. In other words, stop charging your credit card! Using a credit card can be useful when building credit but do it responsibly. Only charge what you know you can immediately pay off.